SNAP Financing

It's easy to apply via text, in store, or online. You can be approved in seconds for amounts up to $3,000. Then use your approved amount to get what you need today!

You must be at least 18 years old and have a monthly income of $750 or more, You have to have an active checking account, valid email, and phone number.

It's EASY to apply and approvals come back in just seconds. The process is smooth and hassle-free. With a seamless process you can get what you need quickly. SNAP has a grade A+ rating with the BBB and a 4.8 Google rating.

SNAP pays for the merchandise up front, they own it. You take it home and lease it from them until you make all your payments. Then it's paid for, it's yours. You can complete the total cost early to obtain ownership. Within the first 100 days you may acquire ownership of the merchandise by making payments equal to the cash price, sales tax, and a processing fee up to $49 or 10% of the cash price. 

Total Lease Cost = (Merchandise cost = Tax) X Lease factor = Fees

For example, if the Merchandise is $400, tax is $32, and the Lease Factor is 2.0 with a $49 processing fee, the Total Lease Cost would be $913. That Total Lease Cost is broken up over 12 to 18 monthly payments. The Lease Factor is the assigned ratio that determines your Total Lease Cost. Lease Factors range from 1.5 to 3.0.

At any time you can acquire ownership of the merchandise by paying all full-term lease payments that are not yet due and receive a discount on those payments of 30% or more.